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Thompson Rivers University
Thompson Rivers University

Students and Insurance

Students at TRU have limited insurance coverage.

The university's liability coverage provides coverage to students if an action is brought against a student acting under TRU’s direction in a sanctioned activity as part of a broader claim against the university.

WorksafeBC (the British Columbia provider of workers compensation coverage) is provided to students only in the following circumstances:

  • While participating in practicum placements within BC required by their courses
  • While participating in SkilledTradesBC-approved apprenticeship technical training courses
  • While enrolled in foundation programs and participating in required off-site workplace experience course components
  • Within British Columbia (there are similar programs in some but not all Canadian provinces)

A practicum is defined as: an assigned work experience component of a program, sanctioned by the institution. Practicums involve unpaid and supervised work which takes place at the host employer's premises or place of business.

More information about workers compensation can be found on the WorkSafeBC website.

Full-time students who have not opted out of the TRU Students’ Union benefit plan have additional coverage. More details can be found on their website: TRUSU Health and Dental Plan.

Students may also be covered through individual or family benefits or insurance plans.

All students are expected to provide their own medical insurance coverage either through the Province of BC's Medical Services Plan (MSP), or an alternative provider, if they are not eligible for MSP. Students travelling out-of-country while attending TRU should purchase additional medical coverage and automobile insurance (if the student will be driving an automobile) for out-of-country travel.

More information about insurance for students can be found in the Guidance on insurance arrangements for students.

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